Comparing verification methods
You can enable up to three methods to verify your users.
Enabling more methods should allow more people to be able to verify their identity.
| Coverage | Speed | Requirements | |
|---|---|---|---|
| Bank account | UK and Europe | Nearly instant | Online bank account |
| Photo ID | Global | Nearly instant | UK passport, driving licence or provisional driving licence |
| Biometric vouching | Global | Slower | Confirmation from a referee |
Bank account
The user connects a personal bank account.
Most banks that offer PSD2 APIs in the UK and Europe are supported.
Photo ID
The user scans a photo ID. They can use these forms of ID:
- Passport
- UK driving licence
- UK provisional driving licence
Biometric vouching
The user provides the details of a referee they know. The referee verifies their own identity, then confirms that the the user is who they say they are, and has provided accurate information.
note
We conduct extra anti-fraud checks with this method. For example, we confirm both video selfies are from different people.